Maximum supportRecommended
Loan amount
Rs 6,500
Weekly payment
Rs 1,673.75
per week for 4 weeks
- Service charge
- 3%
- Total interest
- Rs 195
- Total repayment
- Rs 6,695
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Apply Now — Get up to Rs 22,500 ★★★★★4.9/5(1K+ reviews)
VERIFIEDAvailable loan
Rs 22,500
5 minsDecision
100%Digital
Rs 675Interest
Your simple journey
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Approve
Receive
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Trusted by Thousands
7,500+
Happy customers in just 1 month
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Choose a loan that fits your needs
Every plan has the same clear 3% service charge, four weekly payments, and no hidden charges.
Approval in minutesFlexible repayment100% paperlessSecure application
Popular choice3% charge
Loan amount
Rs 11,500
Weekly payment
Rs 2,961.25
per week for 4 weeks
- Service charge
- 3%
- Total interest
- Rs 345
- Total repayment
- Rs 11,845
Flexible option3% charge
Loan amount
Rs 18,500
Weekly payment
Rs 4,763.75
per week for 4 weeks
- Service charge
- 3%
- Total interest
- Rs 555
- Total repayment
- Rs 19,055
Flexible option3% charge
Loan amount
Rs 22,500
Weekly payment
Rs 5,793.75
per week for 4 weeks
- Service charge
- 3%
- Total interest
- Rs 675
- Total repayment
- Rs 23,175
No processing surprises
Review the complete repayment schedule before confirming your loan.
Why choose Smart Qarz?
We make borrowing simple, secure, and stress-free.
Lightning Fast
Get approved in minutes, not days.
No Collateral
No guarantor or collateral required.
Transparent Fees
No hidden charges. What you see is what you pay.
Bank-Level Security
Your data is protected with strong encryption.
Your loan journey
From application to your account
A clear five-step process with every payment and agreement shown before you continue.
1
Application
Apply online
Create your account, select an amount, and submit your details.
2
Decision
Get approved
We review your application and confirm your approved loan.
3
Upfront
Pay 10% upfront
Pay the required 10% upfront amount through an available payment method.
4
Advance
Pay 1st installment
Pay your first weekly installment in advance to unlock withdrawal.
5
Disbursal
Receive your money
Request a withdrawal and we transfer the funds to your selected account.
You stay in control
The upfront amount and agreement are displayed for review before you accept and proceed.
Trusted by thousands of Pakistanis
Join 7,500+ happy customers who received financial support quickly, safely, and without stress.
4.9/5 ★★★★★
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